Terms & Conditions

Welcome to our website. By accessing, browsing, creating an account, subscribing, purchasing products, or making a donation, you agree to be bound by the following Terms and Conditions. Please read them carefully before using the site.

1. Acceptance of Terms

By using this website, you confirm that you are at least 18 years old or have the permission of a parent or legal guardian. Continued use of the site constitutes acceptance of these Terms and all applicable laws and regulations.

2. Accounts and User Registration

Visitors may create an account to access certain features, including exclusive content, subscriptions, purchases, and community offerings.

• You are responsible for maintaining the confidentiality of your account credentials.

• You agree to provide accurate, current, and complete information during registration.

• We reserve the right to suspend or terminate accounts that violate these Terms or engage in fraudulent, abusive, or unlawful activity.

3. Subscriptions and Exclusive Content

Users may sign up for paid or free subscriptions to receive exclusive content, insights, digital materials, updates, and other offerings.

• Subscription pricing, billing frequency, and features are clearly disclosed at the time of sign-up.

• Subscriptions automatically renew unless canceled before the next billing cycle.

• You may cancel your subscription at any time through your account settings. Access will remain active until the end of the current billing period.

• Refunds for subscription fees are not guaranteed unless otherwise stated.

4. Products and Purchases

The website may offer physical and/or digital products for sale, including books, downloadable content, courses, or related materials.

• All prices are listed in U.S. dollars unless otherwise stated.

• Digital products are delivered electronically and are non-refundable once accessed or downloaded.

• Physical product shipping times and fulfillment details are provided at checkout.

• We reserve the right to modify pricing, availability, or discontinue products at any time without notice.

5. Donations

Visitors may voluntarily make donations to support the site, its content, and its mission.

• Donations are voluntary and non-refundable.

• Donations do not grant ownership, equity, or special rights unless explicitly stated.

• Donors understand that donations are not purchases of goods or services.

6. Intellectual Property

All content on this website—including text, books, quotes, reflections, affirmations, graphics, logos, audio, and digital materials—is the intellectual property of the site owner and is protected by copyright and other intellectual property laws.

• Content may not be copied, reproduced, distributed, or resold without prior written permission.

• Personal use is permitted; commercial use is strictly prohibited unless authorized.

7. User Conduct

You agree not to:

• Use the site for unlawful or harmful purposes

• Attempt to gain unauthorized access to systems or accounts

• Post or transmit malicious code, spam, or offensive content

• Infringe upon intellectual property or privacy rights

We reserve the right to remove content or restrict access at our discretion.

8. Disclaimer

All content provided on this website is for informational and educational purposes only. It does not constitute professional, legal, medical, or financial advice.

Use of the site and its content is at your own risk.

9. Limitation of Liability

To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, or consequential damages arising from your use of the website, subscriptions, products, or donations.

10. Modifications to Terms

We reserve the right to update or modify these Terms at any time. Changes will be effective immediately upon posting. Continued use of the site after changes constitutes acceptance of the updated Terms.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of the United States and the state in which the business operates, without regard to conflict of law principles.

12. Contact Information

For questions regarding these Terms and Conditions, please contact us via the website’s contact page or support email.

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Privacy Policy

Effective Date: [12/20/2025]

This Privacy Policy explains how we collect, use, protect, and disclose information obtained from users who visit, register, subscribe, purchase products, or make donations on this website.

By using this website, you consent to the practices described below.

1. Information We Collect

We may collect the following types of information:

a. Personal Information

When you voluntarily provide it, we may collect:

• Name

• Email address

• Billing and shipping address

• Account login credentials

• Subscription details

• Purchase and donation records

b. Automatically Collected Information

We may automatically collect:

• IP address

• Browser type and device information

• Pages visited and time spent on the site

• Referring URLs and site interactions

This data helps us improve site performance and user experience.

2. How We Use Your Information

We use collected information to:

• Create and manage user accounts

• Deliver products, subscriptions, and exclusive content

• Process payments and donations

• Communicate updates, confirmations, and support responses

• Improve website functionality and content

• Comply with legal and regulatory obligations

We do not sell, rent, or trade your personal information.

3. Payments & Third-Party Services

Payments for products, subscriptions, and donations are processed through secure third-party providers (such as Stripe or PayPal).

• We do not store full credit card or payment details.

• Third-party processors handle payment data in accordance with their own privacy and security policies.

We may also use trusted services for:

• Email delivery

• Analytics

• Website hosting

4. Cookies & Tracking Technologies

This website may use cookies or similar technologies to:

• Remember user preferences

• Enable account login sessions

• Analyze site traffic and usage

You can adjust cookie settings through your browser, though some features may not function properly if cookies are disabled.

5. Data Protection & Security

We implement reasonable technical and organizational safeguards to protect your information. However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.

6. Your Rights & Choices

You may:

• Access or update your account information

• Opt out of non-essential emails at any time

• Request deletion of your account and personal data (subject to legal or transactional requirements)

Requests can be made through the site’s contact or support page.

7. Children’s Privacy

This website is not intended for children under 13 years of age. We do not knowingly collect personal data from children.

8. Changes to This Policy

We reserve the right to update this Privacy Policy at any time. Changes take effect immediately upon posting.

9. Contact Us

If you have questions about this Privacy Policy or your data, please contact us through the website’s contact page.

Refund Policy

Effective Date: [12/20/2025]

This Refund Policy outlines how refunds are handled for purchases, subscriptions, and donations made through this website.

1. Digital Products

All digital products—including eBooks, downloadable files, digital content, and exclusive materials—are non-refundable once access or download has been provided.

Due to the nature of digital content, all sales are final unless otherwise stated at the time of purchase.

2. Subscriptions

• Subscription fees are billed according to the plan selected at checkout.

• You may cancel your subscription at any time.

• Cancellation prevents future billing but does not refund past charges.

• Access to subscription content continues until the end of the current billing period.

3. Physical Products (If Applicable)

If physical products are offered:

• Refunds or replacements may be issued for damaged or defective items.

• Requests must be made within [X] days of delivery.

• Proof of damage or defect may be required.

• Shipping fees are non-refundable unless otherwise stated.

4. Donations

All donations made through this website are voluntary and non-refundable.

Donations are not purchases of goods or services and do not grant ownership, special access, or equity unless explicitly stated.

5. Chargebacks & Disputes

Unauthorized chargebacks or disputes may result in account suspension or termination. Please contact us directly before initiating a dispute so we can attempt to resolve the issue.

6. Policy Changes

We reserve the right to modify this Refund Policy at any time. Updates will be posted on this page and take effect immediately.

7. Contact Information

For refund-related questions or concerns, please contact us through the website’s support or contact page.